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Iowa Student Loan

Options for Employers

Student loan debt is major stressor for young professionals in the workplace. Over the next five years, nearly 10 million students will graduate from college with four-year degrees. A third of these new graduates will leave college with $25,000 or more in student debt.

Many of these new graduates are looking for help with their student loan debt from their new employers in the form of company benefits.

Filling a Need

Iowa Student Loan has created a solution that allows companies to expand their benefits to include student loan assistance with minimal time and no additional costs.

Reset Refinance Loan

The Reset Refinance LoanSM (Reset Loan) is a benefit companies across the country can offer all their employees; certain professionals may be eligible for lower interest rates. Note: These loans are subject to credit approval.


The Reset Loan offers benefits for both employers and their employees.

Payroll Deduction Icon

If a company chooses to offer payroll deduction of monthly Reset Loan payments:

  • Borrowers can choose to sign up and earn a 0.35% interest rate reduction.
  • Employers have an additional retention and recruitment tool, as the 0.35% interest rate reduction is higher than the industry standard for automatic payments that borrowers may be eligible for on their own.

Program Management Icon

Working with Iowa Student Loan ensures:

  • Borrowers benefit from highly trained representatives who provide top-notch customer service.
  • Employers receive excellent service — including program promotion, employer setup and ongoing support of employer relationships — from a nonprofit company with more than 30 years of student loan experience.

Pricing Icon

The Reset Loan offers fixed interest rates that are competitive with similar loan products so that:

  • Employee borrowers receive a valuable product.
  • Employers can feel confident in offering a solid product that benefits their employees and their retention and recruitment goals.

No Cross-Selling Icon

Unlike other financial companies, Iowa Student Loan only offers student loans. This means that borrowers won't receive other sales materials for credit cards, mortgages or auto loans. We're here to help your company and your employees succeed.

Future Offerings

Iowa Student Loan is actively pursuing ways to expand the Reset Refinance program in the future.

One such plan will allow employers that wish to enhance the value of the program contribute each month to the employee's loan balance. This option will help employees pay down their loans' principal balances so that they pay less accrued interest over the life of their loans.

Other offerings will be expanded on as details are more firmly realized. Call us at (877) 760-2504 to learn more.

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